Tips For Getting Your Loan Approved

Tips For Getting Your Loan Approved

If you read our blog, Common Home Buyer Questions, you would know that one of the most critical step of buying a house is the loan approval process. Unless you have a bank account with hundreds of thousands of dollars ready to be used to buy a home you will need to apply for a loan through your bank or a mortgage company.

We put together two lists, The Do’s and Dont’s, of getting your loan approved  so you can get the keys to your new home fast and on time! This week we will be sharing The Do’s of getting your loan approved.


DO - Keep all original documents, have access to all pay-stubs, bank-statements, and other important financial documents

DO - Always watch your new credit report. Lenders usually pull this prior to closing

DO - Notify all parties if you plan on receiving gift funds for closing. This is when you get assistance from a family or friend for the down payment or closing cost

DO - Notify all parties immediately of employment changes, recent raises, promotions, transfers, change of pay status, or loss of employment  

DO - Make timely payment on all current debt obligations, including any current mortgage, car, student loan, or credit card

DO - Stay employed if employment income is used for loan approval

DO - Notify all parties of change in current address, phone, or email

DO - Have past two year taxes sent to lender as soon as possible

DO - Get multiple quotes from different lender options. Everyone offers different rates and plans. It’s our job to make sure you get the best rate possible.


Our team is committed to making the home buying process easy for all parties. Whether you are a first time home buyer or a seasoned investor we want to be your go to source for all your real estate questions. If you want more information on how to get pre-approved for a loan send us a message or give us a call. We can put you in touch with the top mortgage lenders in the area to get you best deal.

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Phone: 703-839-2341
Dated: June 14th 2017
Views: 803
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